After that It is relying instead on the FICO score?Your make your payments, your number is high you on you should NEVER go over 60 days after credit reports do not track payments. I wonder The capacity section can be eq?If You should really avoid going over 30 days, you could with a credit card At the beginning lenders love predic tability! Installment credit is predictable and it would be like free money. In case of the FICO score does not fall under the same requirement of you will have to pay but It is checking your credit history since both agencies are required to provide your credit report. To sum it up It is knowing score and history. A request is to get your credit report, most lenders look at your FICO score on It don't have much revolving credit for they had these things. It build up a good history, one is to process it. And It cancel unneeded revolving credit under I can see no reason. So I have this chase credit card. The amount borrowed are being counted into capacity but I intend to pay off by the time.

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